Tax season is here, and millions of Americans are eager to know when their 2025 tax refunds will arrive. The IRS kicked off the 2025 filing season on January 27, accepting returns and processing refunds for 2024 taxes. With an average refund of about $2,825 last year, people are checking bank accounts and mailboxes for their cash. Whether you filed early or are still preparing, this guide covers the IRS refund schedule, how to track your direct deposit, and key dates to watch in 2025.
When Will You Get Your Refund?
The IRS says most refunds are sent within 21 days of filing, especially if you file electronically and choose direct deposit. Paper filers might wait 6-8 weeks for a check. If you claimed credits like the Earned Income Tax Credit (EITC) or Additional Child Tax Credit (ACTC), expect delays, as refunds for these often start arriving by March 3, 2025. Filing early and accurately speeds things up, but errors or debts owed to the IRS can slow your refund. The sooner you file, the faster you’ll see your money.
| Refund Details | Estimated Timeline |
|---|---|
| Electronic Filing + Direct Deposit | Within 21 days after IRS accepts return |
| Paper Filing + Check | 6-8 weeks after IRS accepts return |
| EITC/ACTC Claims | Available by March 3, 2025 |
| Key Filing Start Date | January 27, 2025 |
How to Track Your Refund
Want to know where your refund is? The IRS offers an easy online tool called “Where’s My Refund?” on their website, IRS.gov. You can check your status 24 hours after the IRS accepts your e-filed return or four weeks after mailing a paper return. Just enter your Social Security number, filing status, and exact refund amount. You can also use the IRS2Go app or call 800-829-1954 for updates. The tool shows if your return is received, approved, or sent. For direct deposits, expect funds a few days after approval.
Key Payment Dates for 2025
The IRS has a rough schedule based on when your return is accepted. If you e-filed by April 7, 2025, direct deposits could arrive by April 28, or checks by June 6. Filing by April 15? Look for deposits around May 6 or checks by June 16. These dates are estimates, and holidays like President’s Day (February 17) don’t count for processing, nor do weekends. If you owe taxes or have errors in your return, expect delays. Check your state’s revenue website for state refund timelines, as they vary—for example, North Carolina paper filers may wait up to three months.
Tips to Get Your Refund Faster
- File electronically to cut processing time by weeks.
- Choose direct deposit for the fastest delivery—paper checks are 16 times more likely to get lost or delayed.
- Double-check your return for errors to avoid IRS holds.
- Update your bank info with the IRS to prevent deposit issues.
- Watch out for scams—never share personal info with unsolicited callers claiming to be the IRS.
Avoiding Delays and Scams
Some refunds take longer if you claimed certain credits or have unpaid IRS debts, which could reduce your refund. The IRS might hold funds to cover back taxes or other liabilities. Scammers also get active during tax season, pretending to offer refund updates to steal your info. Stick to official IRS tools like “Where’s My Refund?” and avoid sharing details over phone or text. If your refund doesn’t arrive by July 2025, call the IRS or visit IRS.gov for help. Reporting all income, like 1099 forms, also prevents delays.
A Welcome Cash Boost
For many, tax refunds are a chance to pay bills, save, or splurge. “I’m using mine to fix my car,” said Tom Rivera, a 40-year-old from Ohio. With over 140 million returns expected this year, the IRS urges e-filing for speed and security. Whether you’re waiting for $2,825 or more, checking your refund status keeps you in the loop. Head to IRS.gov today to track your money—you could see it in your account by late February if you act fast.
